10 Outstanding Apps to Make Money and Boost Your Savings

In the era of digital revolution, leveraging technology to make some extra cash has become increasingly popular. Money-making apps offer numerous ways to earn rewards, cash back, and save on your purchases. In this MONEY 6x guide, we’ve compiled a list of 10 remarkable apps to make money that can help you earn money and enhance your savings while shopping.

1. Honey: A Sweet App to Save Money

Honey is an outstanding app to make money through cash back and discounts on your online purchases. This user-friendly app offers Honey Gold rewards for buying items you would typically purchase. With Honey, you can automatically apply coupons to your shopping cart and receive cash back within 24 hours.

How Honey Works

1. Automatic Coupons: Honey searches the internet for deals and promo codes and automatically applies them to your cart.
2. Honey Gold Rewards: Earn cash back on your purchases and redeem them for gift cards or cash through PayPal.
3. Droplist: Add items you want to buy to Droplist, and Honey will notify you when they go on sale.

Pros: Quick cash back, welcome bonus, referral bonuses, and multiple payment options. Cons: Slow earnings process, minimum redemption threshold, and account maintenance fee for inactive accounts.

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2. Rakuten: Shop Smarter and Earn Cash Back

Rakuten, formerly known as Ebates, is another excellent apps to make money by earning cash back on purchases from popular retailers, restaurants, and food delivery services. With straightforward navigation, Rakuten allows you to earn up to 10% cash back on your purchases and even donate a portion of your earnings to nonprofit partners.

How Rakuten Works

1. Cash Back Rewards: Shop through Rakuten’s portal to earn cash back on your purchases from thousands of stores.
2. In-Store Cash Back: Link a credit or debit card to your Rakuten account and activate in-store offers to earn cash back on in-store purchases.
3. Sign-up and Referral Bonuses: Earn a welcome bonus after your first qualified purchase, and enjoy additional bonuses for referring friends.

Pros: Cash back on a wide range of purchases, welcome bonus, and the option to donate earnings to nonprofits. Cons: Quarterly payouts, minimum cash-back balance requirement, and the need to initiate purchases through the app.

3. SurveyJunkie: Earn Money by Taking Surveys

SurveyJunkie is a popular app to make money by participating in online surveys. With a simple registration process, you can start earning points for completing surveys and sharing your opinions on various products and services.

How SurveyJunkie Works

1. Take Surveys: Participate in surveys on various topics and earn points based on the length and complexity of the survey.
2. Redeem Points: Exchange your points for cash through PayPal or gift cards from popular retailers.

Pros: Easy to use, multiple survey opportunities, and low minimum redemption threshold. Cons: Limited earning potential and disqualification from some surveys.

Also read: How to make money from home: Tips, Strategies, and Success Stories.

4. Swagbucks: A Versatile Platform for Earning Money

Swagbucks is a versatile app to make money by shopping online, taking surveys, watching videos, playing games, and fulfilling other tasks. With over 1,500 participating retailers, you can redeem your points for gift cards or cash back to your PayPal account.

How Swagbucks Works

1. Earn Points (SB): Shop online, take surveys, watch videos, play games, and complete other tasks to earn Swagbucks points.
2. Redeem Points: Exchange your points for gift cards, cash back to your PayPal account, or Bitcoin through Cryptovoucher Gift Card options.

Pros: Multiple ways to earn rewards, quick cash out, and a welcome bonus. Cons: Low payout rates and potential disqualification from surveys.

5. Ibotta: Get Cash Back on In-Store and Online Purchases

Ibotta is an app that allows you to earn cash back on in-store and online purchases at over 2,000 supported retailers. The app has expanded from groceries to include clothing, entertainment, dining, pet supplies, and more.

How Ibotta Works

1. Add Offers: Browse available offers and add them to your account before shopping.
2. Shop: Make your purchases in-store or online through the app or Ibotta browser extension.
3. Submit Receipt or Link Loyalty Accounts: For in-store purchases, submit your receipt through the app. For online purchases, shop through the app or Ibotta browser extension.

Pros: Quick cash back on in-store purchases, welcome bonus, referral bonuses, and multiple payment options. Cons: Minimum redemption threshold, pending periods for online shopping cash back, and account maintenance fees for inactive accounts.

6. OfferUp: Sell Your Unwanted Items for Extra Cash

OfferUp, which merged with competitor Letgo in 2020, is an app that allows you to sell your unwanted items and make some extra cash. With an easy listing process, you can chat with buyers directly through the app and either ship the item or arrange a meetup with the buyer.

How OfferUp Works

1. Create a Listing: Take a photo of the item you want to sell, add a title, description, and price, then post your listing.
2. Chat with Buyers: Communicate with potential buyers through the app to negotiate prices and arrange a meeting or shipment.

Pros: Simple listing process, instant payment for local cash sales, and buyer reviews and ratings. Cons: Responsibility for meeting local buyers, service fees for shipments, and potential need for a printer to print shipping labels.

7. Poshmark: Sell Clothes, Accessories, and Home Decor

Poshmark is a dedicated apps to make money for selling clothes, accessories, and home decor items. With a user-friendly interface, you can list your items, participate in virtual shopping events, and ship your items through USPS.

How Poshmark Works

1. List Items: Take or upload photos of your item, add a description, set a price, and share the listing.
2. Posh Parties: Feature your items in virtual shopping events centered around specific brands, categories, or themes.
3. Ship Items: Poshmark provides a prepaid, pre-addressed shipping label once a purchase is made, and you send the package via USPS.

Pros: Facilitated selling and shipping process, no need to meet buyers in person, and quick payment processing. Cons: Fees for selling through Poshmark and potential competition with other sellers on the platform.

8. Dosh: Earn Cash Back Automatically

Dosh is an app that allows you to earn cash back automatically by linking your debit card to the app. When you shop, your cash back goes straight to your Dosh wallet. Once your balance reaches $15, you can transfer it to your bank, PayPal, or Venmo account, or donate it to charity.

How Dosh Works

1. Link Your Debit Card: Connect your debit card to the Dosh app.
2. Shop: Make purchases with your linked card, and cash back is automatically added to your Dosh wallet.

Pros: No need to scan receipts or add offers before shopping. Cons: Requires linking a card, and not all debit cards are compatible.

9. Fetch Rewards: Snap Receipts and Earn Points

Fetch Rewards is an app that allows you to earn points by simply taking a photo of your receipt from any store. You’ll get at least 25 points for each shopping experience, and you can redeem your points for gift cards or cash sweepstakes entries.

How Fetch Rewards Works

1. Snap Receipts: Take a photo of your receipt from any store and upload it to the app.
2. Earn Points: Get points for each shopping experience, with additional points for shopping at specific stores or buying specific brands.
3. Redeem Points: Exchange your points for gift cards or enter cash sweepstakes.

Pros: Easy to use, low minimum redemption threshold, and two-week window to upload receipts. Cons: Limited to gift cards and cash sweepstakes entries for redemption.

10. Camelcamelcamel: Track Amazon Prices and Save Money

Camelcamelcamel is a free Amazon price tracker that helps you save money by monitoring price drops and notifying you when an item you’re interested in goes on sale. Although it’s not an app, Camelcamelcamel offers a website and browser extension that can help you make informed purchasing decisions and save money on Amazon.

How Camelcamelcamel Works

1. Price Tracking: Monitor Amazon prices for items you’re interested in and view price history to determine the best time to buy.
2. Price-drop Alerts: Set up alerts for price drops on specific items, and receive notifications when the price decreases.

Pros: Free Amazon price tracker and price-drop notifications. Cons: Limited to Amazon and may not track all items.

Bonus: EveryDollar – The Ultimate Money Management App

In addition to the apps to make money mentioned above, consider using EveryDollar, a top-notch budgeting app that helps you save money each month by creating a zero-based budget. With EveryDollar, you can track your spending, find extra money, and achieve your financial goals. Download EveryDollar for free today and start saving money smartly.

Now that you’re equipped with the knowledge of these fantastic apps to make money, go forth and optimize your spending habits while enjoying the benefits of cash back, rewards, and savings. Remember to spend wisely and stick to your budget for the best financial outcomes.